VISA PLATINUM Credit Card

Have you been bombarded by credit card offers lately? If you’re like most people, you receive several offers every month, maybe several each week. It may be tempting to take advantage of them but before you do, read the fine print. Beware of any of the following features:

• An annual fee
• An interest rate that varies with the Prime Rate or another variable rate index
• An interest rate that starts low but increases if you’re late with a payment on that account or any other loan or credit card account you have
• An interest rate that’s low for an introductory period, maybe 6 months, then goes way up
• An interest rate that’s higher for cash advances or balance transfers than for purchases
• A transaction fee for cash advances or balance transfers
• An interest rate higher than 9.9% APR
• Interest that accrues from the date a purchase is posted to your account even if you pay off your balance in full every month

If you’re considering a new credit card, or if the one you’re carrying now has any of the features listed above, you should consider switching to a Perry Point Federal Credit Union VISA card. We offer a simple plan without all of the gimmicks. Our VISA Platinum credit card doesn’t have an annual fee. The interest rate starts low and stays there. If you pay your balance in full every month, you can even avoid paying finance charges so our card will cost you nothing. If you carry a balance from month to month, our lower rates and fees mean our card costs less every time you use it. Start saving money; apply for our VISA card today!

Earn Rewards with Our Visa Credit Card

You use your VISA credit card for everyday life. To purchase groceries. To pay for an oil change. Even to buy that last minute gift for a friend. So, while you're busy taking care of your life, who's taking care of you? Your credit union, of course. Our VISA Card now comes with ScoreCard® Rewards. Each purchase you make with your card earns you valuable Bonus Points you can redeem for brand name merchandise and exciting travel rewards.

Visit the web site at www.scorecardrewards.com and you'll be amazed at the merchandise available. Choose from categories like Appliances, Sporting Goods, or Lawn and Garden, and brand names like Black & Decker®, Nike®, and Toshiba®. You can also search for awards by Bonus Point level, so you'll always know how many more Bonus Points you'll need for that "must have" reward. Once you've earned enough points to redeem, you can send in your order online or through regular mail. It's that easy!

When it comes to travel, ScoreCard has something for every preference and every Bonus Point level. You can choose to cruise in style around Alaska or fly off to Montreal or San Francisco for an exciting vacation. You can also redeem your Bonus Points to visit your family by plane in just about any part of the world.

How do you get a ScoreCard? If you have a Perry Point FCU Visa credit card, you're automatically enrolled in the program. If you don't have our no-fee, low rate Visa credit card, click here to apply online and you can be earning your rewards real soon.

VISA STARTER CARD

For members with little or no credit history, we offer a VISA Starter card. It features the same terms as our Platinum VISA card except the annual percentage rate is 13.90% and the credit limit is $500.

Visa Credit Card Online Services

If you already have a Perry Point FCU Visa credit card, you can obtain current balance and minimum payment information, view transaction history and make an online payment from your savings or checking account by clicking the button below. The first time you access this free online service, click on "New User?" at the top left of the login page to set up your user name and password.

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