LOAN PAYMENT
CALCULATOR
ONLINE
LOAN APPLICATION
LOAN RATES  Effective February 22, 2012

Type of Loan
Maximum Term
As low as*
Share Secured– (Secured by regular shares)
(If secured by a Share Certificate, the rate is 3.5% above the Share Certificate rate, 3% if automatic payments)
    12 yrs.
      3.20 %

Home Equity–Variable Rate Line of Credit
(Current Prime Rate)

 
      3.25 %

Auto–New
      3 yrs.
      1.90 %
Auto–New
      4 yrs.
      1.90 %
Auto–New
      5 yrs.
      1.90 %
Auto–New ($20,000 or more)
      6 yrs.
      1.90 %
Auto–New ($30,000 or more)
      7 yrs.
      2.90 %
Auto–Used
      3 yrs.
      1.90 %
Auto–Used
      4 yrs.
      1.90 %
Auto–Used (2011 model or newer)
      5 yrs.
      1.90 %
Motorcycle–New
      6 yrs.
      6.75 %
Motorcycle–Used
      4 yrs.
      6.75 %
Recreational Vehicle–New
    10 yrs.
      6.75 %
Recreational Vehicle–New ($50,000 or more)
    12 yrs.
      6.75 %
Recreational Vehicle–Used
      5 yrs.
      6.75 %
Signature (Maximum $20,000)
      5 yrs.
      9.90 %
Vacation (Maximum $3,000)
      1 yr.
      7.50 %
Holiday (Maximum $3,000 - thru 3/31/12)
      1 yr.
      7.50 %
VISA Credit Card (No annual fee)
Share Secured Platinum with ScoreCard Rewards  
      7.50 %
Platinum with ScoreCard Rewards  
      9.90 %
Starter Platinum with ScoreCard Rewards       13.90 %

* Annual Percentage Rates are based upon the credit history of the member. Rates stated above are the lowest rates in effect at the time. Not all members will qualify for these rates. These rates include a .50% discount for automatic payments (Direct Deposit, payroll deduction or automatic transfer) available on all loans except Visa credit cards.

LOAN PAYMENT
CALCULATOR
ONLINE
LOAN APPLICATION

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