|
| LOAN
RATES Effective January 1, 2010 |
|
Maximum
Term |
As
low as* |
Share Secured– (Secured by regular
shares)
(If secured by a Share Certificate, the
rate is 3.5% above the Share Certificate rate, 3% if automatic
payments) |
12 yrs. |
3.50 % |
|
Home Equity–Variable Rate Line of Credit
(Current Prime Rate) |
|
3.25 % |
Auto–New |
3 yrs. |
4.70 %
|
| Auto–New |
4 yrs. |
4.90 % |
| Auto–New |
5 yrs. |
5.10 % |
| Auto–New ($20,000 or more) |
6 yrs. |
5.30 % |
| Auto–New ($30,000 or more) |
7 yrs. |
6.10 % |
| Auto–Used |
3 yrs. |
4.70 % |
| Auto–Used |
4 yrs. |
4.90 % |
| Auto–Used (2009 model or newer) |
5 yrs. |
5.10 % |
| Motorcycle–New |
6 yrs. |
7.50 % |
| Motorcycle–Used |
4 yrs. |
7.70 % |
| Recreational Vehicle–New |
10 yrs. |
7.90 % |
| Recreational Vehicle–New ($50,000 or more) |
12 yrs. |
7.90 % |
| Recreational Vehicle–Used |
5 yrs. |
7.90 % |
| Signature (Maximum $10,000) |
5 yrs. |
9.90 % |
| Education (Maximum $10,000) |
5 yrs. |
6.90 % |
| Personal Computer (Maximum $2,500) |
2 yrs. |
9.90 % |
| Lawn Tractor (Maximum $2,500) |
2 yrs. |
9.90 % |
| Pool / Spa (Maximum $4,000) |
2 yrs. |
9.90 % |
| Vacation / Holiday (Maximum $3,000) |
1 yr. |
8.90 % |
|
VISA
Credit Card (No annual fee) |
| Share Secured Platinum with ScoreCard Rewards |
|
7.50 % |
| Platinum with ScoreCard Rewards |
|
8.90 % |
| Starter Platinum with ScoreCard Rewards |
|
13.90% |
* Annual Percentage
Rates are based upon the credit history of the member. Rates
stated above are the lowest rates in effect at the time. Not
all members will qualify for these rates. These rates include
a .50% discount for automatic payments (Direct Deposit, payroll
deduction or automatic transfer) available on all loans except
Visa credit cards.
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410-642-6037